Elevate Mortgage is a mortgage broker based at 8050 Florence Ave #202 in Downey, California. I'm Charlie Lara, a licensed mortgage loan originator (NMLS 2251128). I help families in Downey and Southeast LA, including Compton, Norwalk, South LA, Long Beach, South Gate, Bell Gardens, Whittier and Huntington Park, understand their home loan options and choose one that fits.
As a broker, I work with many wholesale lenders. That lets me compare FHA, conventional, VA, ITIN, down payment assistance (including CalHFA), rate buydowns, refinance and home equity options side by side, instead of fitting you into one lender's product.
Many of the people I work with are buying their first home, and many prefer to talk in Spanish. I explain each step in plain language, in English or Spanish. I tell you which documents matter and why, and I keep you and your real estate agent informed through closing. If waiting a few months or choosing a different loan makes more sense for you, I'll say so.
Already own a home? I can review your current loan and explain whether a refinance, a HELOC or a home equity loan fits your goals.
Questions are welcome. Call (562) 524-5888, email team@elvtmtg.com, or stop by the Downey office.